CIRCO – Terms and Conditions of Use

 

[Last updated on December 10, 2019]

 

 

Cryptocurrency Investment Research Corporation (“CIRCO”, “we”, “us” and terms of similar meaning) provide the Services, including access to the CIRCO website available at www.cir.co (“Site”) subject to these terms and conditions of use (these “Terms”). An updated copy of these Terms will be available on the Site. 

 

Please read through these Terms carefully before using the Services. By accessing or using the Services you represent agree to be legally bound by these Terms and all terms, policies and guidelines incorporated by reference in these Terms. If you do not agree with these Terms in their entirety, you may not use the Services.

 

  • Definitions

    (a) “Content” means content on the Site, including all text, information, data, logos, marks, designs, graphics, pictures and other files, and their selection and arrangement.

    (b) “Contributor” means a user who posts Research on the Services. 

    (c) “Corporate User” means an organization and/or its employees that use the Services pursuant to a Software License and Services Agreement. 

    (d) “Expert” means a Contributor or CIRCO staff member who has been offered the status of an Expert Contributor and who has accepted such status. 

    (e) “Investor” means a user who uses the Service to purchase access to Research. 

    (f) “Research” means research, analysis, journalism, developments or news related to a listed cryptocurrency or blockchain technology that has been submitted in accordance with the Research Submission Format requirements described herein. 

    (g) “Services” means the services provided by Site. 

    (h) “User” means an individual user of the Services, including Visitors, Contributors and Investors.

    (i) “Visitor” means a user of the Site who has not signed up for a User Account. 

  • CIRCO

CIRCO is a cryptocurrency research website providing Users with research and data. 

  • Cryptocurrency Investment Disclaimer

You understand that no content published on the Site constitutes a recommendation that any cryptocurrency, security, portfolio of securities, transaction or investment strategy is suitable for any specific person. You further understand that none of the Contributors, Researchers, information providers or their affiliates are advising you personally concerning the nature, potential, value or suitability of any cryptocurrency, security, portfolio of securities, transaction, investment strategy or other matter. To the extent that any of the content published on the Site may be deemed to be investment advice or recommendations in connection with a particular cryptocurrency or security, such information is impersonal and not tailored to the investment needs of any specific person. You understand that an investment in any cryptocurrency or security is subject to a number of risks, and that discussions of any cryptocurrency or any security published on the Site will not contain a list or description of relevant risk factors. 

The Research posted on the Site is for informational purposes only. CIRCO shall have no liability whatsoever relating to your use of the Research, the Site or the Services 

All content on the Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

  • No Investment Recommendations or Professional Advice

The Site is not intended to provide tax, legal, insurance or investment advice, and nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any cryptocurrency or security by CIRCO or any third party. You alone are solely responsible for determining whether any investment, cryptocurrency, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult a lawyer or tax professional regarding your specific legal or tax situation. 

If you are in possession of material information about the affairs of a cryptocurrency or security or of a cryptocurrency or security issuer that has not been generally disclosed to the public by the cryptocurrency or security issuer, you may not post any content regarding the cryptocurrency or security or the cryptocurrency or security issuer. 

  • Privacy Policy

Please refer to CIRCO’s privacy policy by clicking here (the “Privacy Policy”) for information on how CIRCO collects, uses and discloses personally identifiable information from Users.  By using the Services, you agree to our use, collection and disclosure of personally identifiable information in accordance with the Privacy Policy.

  • Registration Data; Account Security; Paid Subscriptions

To access certain functionality and features of the Site, you must register for an account (“User Account”). When registering for a User Account, you must select whether you will be registering as a Contributor or Investor. Visitors of the Site may use limited features of the Site (e.g. Digital Market) without signing up for a User Account. 

Upon registering a User Account, you agree to (a) provide accurate, current and complete information as may be prompted by any registration forms on the Site (“Registration Data”); (b) maintain the security of your password; (c) maintain and promptly update the Registration Data, and any other information you provide to the Site, and to keep it accurate, current and complete; and (d) accept all risks of unauthorized access to the Registration Data and any other information you provide to the Site. You are responsible for all activity on your User Account, including the activity performed on the Site through your User Account by an agent, representative, employee, or any other person acting on your behalf. 

CIRCO may verify Registration Data, including through the use of third party service providers. 

  • Fees, Charges, Taxes

Investors who wish to use the Site to access Research must have a completed a successful payment. The cost of Research will also be identified on the Site at the time of purchase or through email. Investors may purchase research by contacting CIRCO. The fees and charges for payments will be listed in US dollars and listed on the Site or through email. At the time of purchasing, Investors must select to pay with an accepted cryptocurrency or payment option. The Site will calculate the fees and charges based on the identified exchange rate between the selected cryptocurrency and US dollars. The Site will then generate the appropriate wallet address for you to transfer payment to.  


It may take up to 24 hours for your payment to be cleared and your access to the research will be available once it is updated. If you believe your access to research is not available or has not been updated within 24 hours, please contact info@cir.co and provide proof of payment. 

Users shall be responsible for ensuring that payments are made correctly and to the correct addresses. Furthermore, Users who are receiving payment by CIRCO shall ensure that correct addresses and information are provided to CIRCO. CIRCO shall not be responsible or liable for (a) any payments made by Users that were not received by CIRCO; or (b) any payments made by CIRCO to Users using the information and addresses provided by such Users that were not received by such Users. 

CIRCO shall not be responsible for crediting or paying Users any amounts (including, but not limited to, as credits or payments to Contributors) that result from events relating to forks, chain-splits, token crediting or any similar event. 

Fees and charges may change from time to time upon reasonable notice. All charges are final and non-refundable. You are responsible for all taxes applicable to the fees and charges in any applicable jurisdiction. 

  • Additional Terms relating to Contributors

Please refer to CIRCO’s additional terms that are applicable to Contributors on the Site (the “Contributor Terms”). By using the Services as a Contributor, you agree to comply with and be subject to the Contributor Terms.

  • Ownership, Copyright and Trademarks

Content provided by Users is called “User Content”. Except as described herein, User Content is the property of its respective owners (e.g. the User that inputted it). User Content on the Site may include Research submitted by Contributors, data, images and other information uploaded by a User to the Site. 

CIRCO’s only right to use that User Content is the limited licenses to it granted in these Terms. Those licenses are described in Section 12 of these Terms.

Other than User Content, the Services, the Site, all Content and any other software used to create and operate the Services is the property of CIRCO or its licensors, and is protected by Canadian and international copyright laws, and all rights to Services, such Content and such software are expressly reserved. 

The Research is intended for private, non-commercial use by individuals as a research resource. Any commercial use of the Research, in whole or in part, directly or indirectly, is specifically forbidden except with the prior written authority of CIRCO and its licensors. However, the Research may not be modified or altered in any respect, merged with other data or published in any form, in whole or in part. The prohibited uses include “screen scraping”, “database scraping” and any other activity intended to collect, store, reorganize or manipulate data on the Site or Services. Users who reproduce the Research will be identified by a unique User ID embedded into the Research. CIRCO reserves all rights to take any action it deems necessary against any infringer of the intellectual property of CIRCO or its licensors.  

All trademarks, registered trademarks, product names and company names or logos mentioned in the Site are the property of their respective owners. 

Your User Content is your responsibility. We have no responsibility or liability for it, or for any loss or damage your User Content may cause to you or other people. Although we have no obligation to do so, we have the absolute discretion to remove, screen or edit without notice any User Content posted or stored on the Services, and we may do this at any time and for any reason. You are solely responsible for maintaining copies of and replacing any User Content you post or store on the Services. 

  • Third Party Links and Content

We may include or recommend third party resources, materials and/or provide links to third party websites, content and applications as part of, or in connection with, the Services. Similarly, Users may post links within their Research. We have little or no control over such sites and, accordingly, you acknowledge and agree that (i) we are not responsible for the availability of such external sites, content or applications; (ii) we are not responsible or liable for any content or other materials or performance available from such sites or applications; and (iii) we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, materials or applications. In addition, content available through such third-party resources may be protected by copyright and other applicable laws. Please refer to the original source of such content for copyright notices, information and restrictions that may be applicable to such content. 

  • License to Use CIRCO and License Restrictions

CIRCO grants to you a revocable, non-exclusive, non-sublicensable license to use the Site, access the Services and to view the Content available to you through the Services (“License”).

Other than as expressly permitted in these Terms, the Content and the License are subject to the following restrictions and account terms:

(a) The Content and Services we provide through the Site are for your use only. You may not resell, lease or provide them in any other way to anyone else, except as permitted through the Site.

(b) You may not make or distribute copies of the Site or the Content.

(c) You may not alter, merge or translate the Site, or decompile, reverse engineer, disassemble, or otherwise reduce the Site to a human-perceivable form.

(d) You may not modify or create derivative works based on the Site or the Content.

(e) You may not use the Site for any application deployment or ultimate production purpose.

(f) You may not use the Site to develop any application having the same or similar primary function as the Site.

(g) You may not remove or modify any copyright, trademark or other proprietary notices that have been placed in the Content. 

(h) You may not otherwise use the Site or the Content other than for its intended purpose.

(i) Except as expressly permitted above, any use of any portion of the Content without the prior written permission of its owner is strictly prohibited and will terminate the license granted in this Section, this Agreement and your User Account with us.  Any such unauthorized use may also violate applicable laws, including without limitation copyright and trademark laws. 

(j) Unless explicitly stated herein, nothing in these Terms may be construed as conferring any license to intellectual property rights, whether by estoppel, implication or otherwise. The licenses in this Section are revocable by CIRCO at any time.

(k) Your use of the Site, Services and Content must not infringe or violate the rights of any other party, breach any contract or legal duty to any other parties or violate any applicable law. 

(l) Your use of the Services and Site must comply with the User Content Guidelines outlined in Section 12 of these Terms.

  • Your Limited License of Your User Content to CIRCO

We do not claim any ownership interest in your User Content, but we do need the right to use your User Content to the extent necessary to operate the Site and provide the Services, now and in the future. 

Therefore, by uploading User Content, you (a) grant CIRCO and its affiliates and subsidiaries a non-exclusive, royalty-free, transferable right to use, display, perform, reproduce, distribute, sell, publish, modify, adapt, translate and create derivative works from such User Content; (b) represent and warrant that (i) you own and control all of the rights to the User Content, or otherwise have the lawful right to upload that User Content to or through the Services; and (ii) the use or other transmission of such User Content does not violate these Terms (including the User Content Guidelines described Section 12 below) and will not violate any rights of or cause injury to any person or entity. Your User Content will be used in accordance with our Privacy Policy. 

  • User Content Guidelines

The Services may permit Users to upload or input User Content. User Content submitted to any public area of the Services or area that can be viewed by other Users will be considered non-confidential. You agree not to post, upload to, transmit, distribute, store, create or otherwise publish through the Services any of the following: 

  • Any data, information, text, photos, graphics, code or other material that is unlawful, libelous, defamatory, obscene, pornographic, indecent, lewd, suggestive, harassing, racist, prejudiced, threatening, invasive of privacy or publicity rights, abusive, inflammatory, fraudulent or otherwise objectionable in the sole opinion of CIRCO; 
  • Content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party or that would otherwise create liability or violate any local, provincial, state, national or international law, including but not limited to any rules of any securities commission, regulator or exchange; 
  • Content that may infringe any patent, trademark, trade secret, copyright or other intellectual or proprietary right of any party; 
  • Private information of any third party, including without limitation, addresses, phone numbers, email addresses and credit card numbers, unless that third party has expressly consented to such use; 
  • Viruses, corrupted data or other harmful, disruptive or destructive files;
  • Content that is unrelated to the use of the Site; or 
  • Content that in the sole judgment of CIRCO, is objectionable or which restricts or inhibits any other person from using or enjoying the Site or the Services, or which may expose CIRCO or its affiliates or its Users to any harm or liability of any type. 

Any use of the Site or portions of the Services in violation of the foregoing violates the Terms and may result in, among other things, termination or suspension of your rights to use the Site or the Services.

  • Security of the Application

To ensure reliability and to protect the User Content, we use high grade hosting services and security technologies that we believe will provide you with a secure and safe environment. For example, all content within the Site relies on Secure Sockets Layer (SSL) software which encrypts information that you input or view. We use the industry standard to protect sensitive and personal information as it passes over the web. 

However, no system is perfectly secure or reliable. The internet is an inherently insecure medium, and the reliability of hosting services, internet intermediaries, your internet service provider, and other service providers cannot be assured. When you use the Site, you accept these risks and the responsibility for choosing to use a technology that cannot guarantee complete security and reliability.  

  • Warranty; Disclaimer

THE SITE, THE CONTENT AND THE SERVICES ARE PROVIDED TO YOU ON AN “AS IS” BASIS WITHOUT WARRANTIES FROM CIRCO OF ANY KIND, EITHER EXPRESS OR IMPLIED. CIRCO EXPRESSLY DISCLAIMS ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. CIRCO DOES NOT REPRESENT OR WARRANT THAT THE SITE, ANY CONTENT OR ANY RESEARCH CONTAINED ON THE SITE ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE, AND EXPRESSLY DISCLAIMS ANY WARRANTY OR REPRESENTATION AS TO THE ACCURACY OR PROPRIETARY CHARACTER OF THE SITE, THE CONTENT OR ANY PORTION THEREOF. 

WHILE CIRCO ATTEMPTS TO MAKE YOUR ACCESS TO AND USE OF THE SITE SAFE, CIRCO DOES NOT REPRESENT OR WARRANT THAT THE SITE OR ANY CONTENT ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

THE RESEARCH PROVIDED ON THE SITE IS FOR INFORMATIONAL PURPOSES ONLY. NO OPINION, ADVICE OR STATEMENT OF CIRCO, ITS AFFILIATES, SUPPLIERS, AGENTS, OR OF USERS OF THE SITE, WHETHER MADE ON THE SITE OR OTHERWISE SHALL CREATE ANY WARRANTY. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND YOUR RELIANCE THEREON. 

INVESTING IN CRYPTOCURRENCIES AND SECURITIES IS EXTREMELY RISKY. YOU SHOULD OBTAIN PROFESSIONAL LEGAL AND TAX ADVICE FOR ANY QUESTIONS YOU MAY HAVE ARISING FROM YOUR USE OF THE SITE AND THE CONTENT. 

  • Limitation of Liability; Indemnity

You waive and shall not assert any claims or allegations of any nature whatsoever against CIRCO, its affiliates or subsidiaries, their contractors, vendors or other partners, any of their successors or assigns, or any of their respective officers, directors, agents or employees (collectively, the “Released Parties”) arising out of or in any way relating to your use of the Site or the Content, including, without limitation, any claims or allegations relating to the alleged infringement of proprietary rights, alleged inaccuracy of Content, or allegations that any Released Party has or should indemnify, defend or hold harmless you or any third party from any claim or allegation arising from your use or other exploitation of the Site. You use the Site at your own risk.

Without limitation of the foregoing, neither CIRCO nor any other Released Party shall be liable for any direct, special, indirect or consequential damages, or any other damages of any kind, including but not limited to loss of use, loss of profits or loss of data, whether in an action in contract, tort (including but not limited to negligence) or otherwise, arising out of or in any way connected with the use of the Site or the Content, including without limitation any damages caused by or resulting from your reliance on the Site, Content or other information obtained from CIRCO or any other Released Party or accessible via the Site, or that result from mistakes, errors, omissions, interruptions, deletion of User Content or other data, defects, viruses, delays in operation or transmission or any failure of performance, whether or not resulting from acts of god, communications failure, theft, destruction or unauthorized access to CIRCO, any User, or any other Released Party’s records, programs or services.

In no event shall the aggregate liability of CIRCO, whether in contract, warranty, tort (including negligence, whether active, passive or imputed), product liability, strict liability or other theory, arising out of or relating to the use of the Site or the Services exceed any amount paid by you for access to the Site or Services during the three months prior to the date of any claim, if any.

You shall defend, indemnify and hold harmless CIRCO and the other Released Parties from any loss, damages, liabilities, costs, expenses, claims and proceedings arising out of (a) your use of the Site; (b) from the use of the Site by any person to whom you give access to your account and (c) your submission of Research that is not compliant with these Terms and the Research Submission Format requirements. 

  • Communications

Notices that we give you (other than notice of amendment of these Terms, which is discussed in Section 18 below) may be provided in any of the following ways.  First, we may email you at the contact information you provide in your Registration Data. Second, we may post a notice on the Site. It is your responsibility to periodically review the Site for notices.

  • Applicable Law and Venue

The Site is controlled by CIRCO and operated by it from its offices in Toronto, Ontario. You and CIRCO both benefit from establishing a predictable legal environment in regard to the Site. Therefore, you and CIRCO explicitly agree that all disputes, claims or other matters arising from or relating to your use of the Site will be governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

Except where prohibited by applicable law, any claim, dispute or controversy (whether in contract or tort, pursuant to statute or regulation, or otherwise, and whether preexisting, present or future) arising out of or relating to (a) these Terms; (b) the  or Content; (c) oral or written statements relating to these Terms or to the Site; or (d) the relationships that result from these Terms or the Site or Content (collectively, a “Claim”) will be referred to and determined by a sole arbitrator (to the exclusion of the courts).  Except where prohibited by applicable law, you waive any right you may have to commence or participate in any class action against CIRCO related to any Claim and, where applicable, you also agree to opt out of any class proceedings against CIRCO. If you have a Claim, you should give written notice to arbitrate at the address specified below.  If we have a Claim, we will give you notice to arbitrate at your address provided in your Registration Data. Arbitration will be conducted by one arbitrator pursuant to the commercial arbitration laws and rules in effect on the date of the notice in the Province of Ontario. Notwithstanding the foregoing, either party may seek injunctive relief in court. 

To the extent arbitration as described in the immediately preceding paragraph is prohibited by applicable law, you agree that all Claims will be heard and resolved in a court of competent subject matter jurisdiction located in Toronto, Ontario. You consent to the personal jurisdiction of such courts over you, stipulate to the fairness and convenience of proceeding in such courts, and covenant not to assert any objection to proceeding in such courts.

If you choose to access the Site from locations other than Ontario, you will be responsible for compliance with all local laws of such other jurisdiction and you agree to indemnify CIRCO and the other Released Parties for your failure to comply with any such laws.

  • Termination/Modification of License and Site Offerings

Notwithstanding any provision of these Terms, CIRCO reserves the right, without notice and in its sole discretion, without any notice or liability to you, to (a) terminate your License to use the Site, or any portion thereof; (b) block or prevent your future access to and use of all or any portion of the Site or Content; (c) change, suspend or discontinue any aspect of the Site or Content; and (d) impose limits on the Site or Content. When your account is terminated, any User Content you have uploaded to the Site may remain on the Site.

If these Terms expire or terminate for any reason, Sections 11, 12, 14, 15, 17, 18, 19 and 20, and any representation or warranty you make in these Terms, shall also survive indefinitely.

  • Modification of Terms

CIRCO reserves the right to change or modify any of the terms and conditions contained in these Terms, or any policy or guideline applicable to the Services, at any time and in its sole discretion. If we do so, we will notify you at the e-mail address you provide in your Registration Data, or we will post a notice in the Site or Site visible to you the next time you access the Site. Organizations who do not agree with the changes to these Terms may terminate in accordance with the terms of the Subscription Agreement. Unless otherwise specified, any changes or modifications will be effective thirty (30) days after posting of the revisions on the Site and the Site, and your continued use of the Site after such time will constitute your acceptance of such changes or modifications. You should from time to time review the Terms and any policies and documents incorporated in them to understand the terms and conditions that apply to your use of the Site. The Terms will always show the ‘last updated’ date at the top.  If you do not agree to any amended Terms, you must stop using the Site. If you have any questions about the Terms, please email us at the contact address below.

  • Miscellaneous

If any provision of these Terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. CIRCO may assign any or all of its rights hereunder to any party without your consent.  You are not permitted to assign any of your rights or obligations hereunder without the prior written consent of CIRCO, and any such attempted assignment will be void and unenforceable. These Terms constitute the entire agreement between you and CIRCO regarding your use of the Site, and supersede all prior or contemporaneous communications whether electronic, oral or written between you and CIRCO regarding your use of the Site. The parties confirm that it is their wish that these Terms, as well as any other documents relating to this Terms, including notices, have been and shall be drawn up in the English language only. Les parties reconnaissent avoir convenue que la présente convention ainsi que tous documents, avis et procédures judiciaires qui pourront être exécutés, donnés ou intentées à la suite des présentes ou ayant un rapport, direct ou indirect, avec la présente convention soient rédigée en anglais.

  • Questions and Comments

If you have any questions regarding these Terms or your use of the Site, please contact us here:

Cryptocurrency Investment Research Corporation 

legal@cir.co